Adoption Resources

Adoption: How Much Does It Cost?

Overwhelmed by the costs of adoption? It may not be quite what you think…

Individuals and couples wishing to have a child but unable to do so naturally typically have two options: adoption or assisted reproduction (ART).  Both options are relatively comparable in cost, with the average price of a domestic adoption in the United States ranging from $20,000-$45,000 and a donor egg pregnancy via in vitro fertilization priced between $20,000-$35,000.  If, however, you require a donor embryo, the cost could be $7,500-$20,000, and gestational carrier/surrogacy can drive the cost from $50,000 to over $100,000.

Assuming, however, you are looking simply at the comparable donor egg option, one important thing to keep in mind is that adoption, unlike assisted reproduction, offers a federal tax credit and many employers offer credits as well.  For a couple with combined annual incomes of less than $180,000, the federal adoption credit could be up to $13,190.  Employer tax credits typically range from $2,000-$5,000 and are offered by companies like SAS, CISCO, IBM, the United States Department of Defense and many others.

I encourage clients to determine first how much these credits will offset their cost of adoption to determine their ‘bottom-line’ cost.

So now that you have done your cost analysis, how do you afford your ‘bottom-line’?  Most adoptive families are middle-income and are able to work out the costs over time.  Options for financing an adoption include:

  • Borrowing against home equity, allowing a deduction while waiting for the tax credit;
  • Borrowing against a retirement or 401K plan
  • Grants and adoption assistance programs through public and private organizations;
  • Asking family members and relatives to assist with cost

Where there’s a will, there’s a way!

E. Parker Herring is a Board Certified Family Law Specialist and managing partner of Herring & Mills, PLLC, a Raleigh family law firm.  Herring is also director of A Child’s Hope, a North Carolina licensed adoption agency.

Do you have a story you’d like to tell?  Email us at blog.ach@foryourlife.com.  Visit us at www.AChildsHope.com, or call our Birth Mother Hotline at 1-877-890-HOPE (4976) so one of our adoption counselors can answer your questions confidentially.

Please remember that this is a public site open to anyone; therefore, anything you post can be seen by anyone.

Hoping to Share Their Love!

Bill and Priscila met in graduate school during Priscila’s second week in the United States as a visiting student from Brazil.  After dating for awhile, Bill tried to propose to Priscila in Portuguese.  He mangled the translation, but she understood the ring, and they’ve been happily married since 2004.  In 2008,  Bill and Priscila adopted their son, Thomas through A Child’s Hope.

They like to play at parks and playgrounds, go to museums and swim at the nearby pool.  They also enjoy reading and listening to music together.  Thomas speaks both English and Portuguese and sometimes translates sentences into Portuguese if his Brazilian grandmother doesn’t understand!

Bill and Priscila can’t wait to add one more member to the family, and Thomas is ready to share his parents with a brother or sister who will join his forever family through adoption.  They will also be our featured waiting adoptive family of the week this Saturday. Click here to see their complete web site.

Thanks to Bill, Priscila and Thomas for allowing us to tell the story of their adoptive family.

Do you have a story you’d like to tell?  Email us at blog.ach@foryourlife.com.  Visit us at www.AChildsHope.com, or call our Birth Mother Hotline at 1-877-890-HOPE (4976) so one of our adoption counselors can answer your questions confidentially.

Please remember that this is a public site open to anyone; therefore, anything you post can be seen by anyone.

When Do I Tell My Child?

One of the questions we hear at lot at A Child’s Hope is, “When do I tell my child he or she is adopted?”  It’s a question that deserves serious consideration.

 For the most part, gone are the days when adoptees reach adulthood before being told they are adopted. Nowadays adoptive parents are encouraged to talk to a child from the start about being adopted. There is a story well known in adoption circles about an adoptive family leaving the agency office with a beautiful baby on placement day. The adoptive parents turn to the adoption social worker and ask “When should we tell him he’s adopted?” The social worker laughs and says, “On the way home!” At A Child’s Hope, we believe in open adoption.  The birth parents know who the adoptive parents are; the adoptive parents know who the birth parents are.  And most importantly, the child knows who the birth parents are as well.  Most adoptive parents use some of the popular adoption children’s books to explain the adoption connection. Actress Jamie Lee Curtis penned one of the most famous books, “Tell Me Again About the Night I Was Born.”   Birth mothers are encouraged to write letters to the child they are placing and to also consider doing a Lifebook, which is a scrapbook telling the child about his/her biological roots.
We’re here to help at A Child’s Hope.  Do you have a story you’d like to tell?  Email us at blog.ach@foryourlife.com.  Visit us at www.AChildsHope.com, or call our Birth Mother Hotline at 1-877-890-HOPE (4976) so one of our adoption counselors can answer your questions confidentially.

Please remember that this is a public site open to anyone; therefore, anything you post can be seen by anyone.

Birthmother Hotline: (877) 890-4673

Envia Un Texto: (919) 218-6270

Text: Pregnant to (919) 971-4396